Use Numbers or Excel to check your Bank Balance

Apple Numbers or Microsoft Excel spreadsheets can easily be used to check your bank balance or any other type of expenditure against income account. The spreadsheet formulae are simple, but there are some differences in how you arrive at the result. 

Password Protection of Pages and Word Documents

There are many free ways  of doing this, Apple has Keychain and there are scores of free encryption programs. A popular payed for program is 1Password.  Keychain and 1Password rely on one password to protect all your passwords and account names; in the former, data are stored in iCloud – assuming you trust it.